Credit
Credit cards
Our flagship for private banks, family offices and EAMs.
- A range up to Visa Infinite
- Premium insurance coverage
- Physical and virtual cards
Card issuing programme
Your brand.
Every day. Everywhere.
Card issuing and BIN sponsorship for banks, fintechs and enterprises. API-first, Visa-powered, ready in weeks.
- Visa principal member
- 100% Swiss-hosted
Cards as a Service
You launch the card.
We build, run
and advise.
CaaS means you can offer a branded Visa card without becoming a licensed issuer. Helveticard holds the network membership, manages the full processing stack, ensures compliance and advises you from card design to go-to-market.
100%Swiss-hosted
5Currencies
24/7Assistance
You own
Your brand & product
Your customer relationship
Your spend policy
Your go-to-market
We deliver & advise
Card design & personalisation
Cardholder journey & UX
Programme structuring
Visa membership & BIN
Processing & authorisation
3-D Secure, fraud & tokenisation
Regulatory compliance
Platform
Everything to run
a card programme
One API. One relationship. Helveticard handles the issuing infrastructure. You own the cardholder experience.
Card issuing & BIN sponsorship
Issue virtual and physical Visa cards under your brand, both from the same API call. We act as principal Visa member and BIN sponsor, so you launch without your own network membership.
API-first lifecycle
Activate, freeze and close cards via API, without touching a dashboard. Custom card art, BIN ranges and cardholder communication in your tone.
Card personalisation
Physical cards designed, printed and personalised locally. Full control over card art, embossing, packaging and fulfilment.
Mobile wallets & tokenisation
VTS tokenisation with push provisioning for Apple Pay, Google Pay, Garmin Pay, Swatch Pay and FitBit Pay. Token lifecycle management included.
3-D Secure v2
Frictionless authentication for low-risk transactions, biometric step-up challenge when it matters.
Fraud & disputes
Configurable rule sets, velocity checks and instant card blocking. Dispute workflow from chargeback to resolution.
Real-time controls & notifications
Limits, category and geographic rules per card, changed instantly via API. Every authorisation and lifecycle event pushed to your endpoint, no polling.
White-label app & statements
A fully branded iOS and Android app with balances, limits, PIN, card freeze and automatic monthly statements.
Discover the app →The Card Range
Every card your clients need. One platform.
Debit
Debit cards
Physical or virtual, settled directly and tracked in real time.
Prepaid
Prepaid cards
Physical or virtual, with full control over every transaction.
Available in five currencies
CHFEURUSDGBPHKD
Sandbox
Build before
you commit.
Full access to our sandbox environment from day one, with no commercial agreement and no waiting. Everything works exactly like production.
Full API parity with production
Simulated authorisations, declines & disputes
Test 3-D Secure flows and tokenisation
Real-time notifications delivered to your endpoint
Interactive docs & Postman collection
REST API
sandbox.helveticard.ch/card
Real-time notifications
card.issued · txn.authorized · card.frozen
Interactive docs
OpenAPI 3.0 · Postman collection
// POST /cards-orders
{
"beneficiaryOwnerIdentifier": "string",
"cardHolderIdentifier": "string",
"productIdentifier": "string",
"embossedName": "string",
"firstName": "string",
"lastName": "string",
"bankAccountIdentifier": "string",
"velocityLimitGroupIdentifier": "string",
"phoneNumber": {},
"delivery": {
"type": "financial_institution",
"cardholderDeliveryAddress": {
"country": "CH",
"postcode": "1204",
"city": "Geneva",
"addressLine1": "Rue du Rhône 1",
"addressLine2": "3rd floor"
},
"financialInstitutionDeliveryAddress": {
"country": "CH",
"postcode": "8001",
"city": "Zurich",
"addressLine1": "Bahnhofstrasse 1",
"addressLine2": "Entrance A"
}
}
}
// PATCH /cards/{cardIdentifier}/status
{
"value": "blocked",
"reason": "string"
}
// ← 200 OK
{
"card_id": "crd_7zQp9x",
"status": "blocked",
"updated_at": "2026-05-15T11:02:04Z"
}
// Unfreeze: same call
{
"value": "activated",
"reason": "string"
}
Security & compliance
Built for regulated markets
Compliance and data protection are embedded in the platform architecture, not added on top.
HSM key management
Cardholder data is tokenised at rest and in transit, with keys held in hardware security modules. Your infrastructure never handles raw card numbers.
Identity & AML
KYC/KYB orchestration, transaction monitoring and regulatory reporting workflows for regulated financial environments.
Swiss data residency
All data processed and stored in Switzerland. Data processing agreement available on request.
Data protection
Personal data handled under the GDPR and the Swiss Federal Act on Data Protection (FADP).
Visa principal member
Helveticard holds its own Visa principal membership and issues under the Visa scheme rules, so you don't need one.
High availability
Multi-zone infrastructure with automatic failover and real-time status monitoring.
Next step
Ready to launch your
card programme?
Sandbox access from day one, with no commercial agreement and no waiting.
